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             HIS Report   on Banking Technology is an
        Ta  empt to share the salient observa ons
        on the current status and emerging trends in
        Banking Technology. We are happy to see that

                                         ,
        the report , published everyyear coinciding with
                                                             The contribu ons from experts focus on an
        the IDRBT Banking Technology Excellence
                                                             interes ng array of topics like Innova on,
        Awards, is evolving into a useful source of
                                                             Robo c Process Automa on, Digi sa on of
        reference forbankers, academics and researchers
                                                             India, Dealing with Demone sa on, Cyber
        for the collec ve wisdom and data points it
                                                             Security, Inclusive Payment Systems and
        provides for a broader understanding of and
                                                             Analy cs. The report from our knowledge
        further research in Banking Technology and
                                                             partner, Deloi  e Touche Tohmatsu India LLP,
        related areas.
                                                             presents insights with data points from the bank
                                   ,
        Con nuing the prac ce we commenced a                 submissions.
        couple of years back, this report  is presented in
                                                             We sincerely thank the banking professionals
        two sec ons.The first sec on is a perspec ve of
                                                             who accepted our request and contributed to
        bankers and industry leaders on selected topics
                                                             this digest and Deloi  e India, who played a
        of interest and relevance for the ector. The
                                              s
                                                             significant role as our knowledge partner, not
        second sec on is an analy cal summary collated
                                                             only in the en re Awards Process, but also in
        from the responses received from banks – on
                                                             presen ng the analy cal summary for this
        their technology implementa on and future
                                                             digest. The IDRBT team deserves compliments
        plans - as part of their responses to the IDRBT
                                                             forall theirsilent backgroundwork.
        Awards for Excellence in BankingTechnologyfor
        theyear2016 - 17.                                    Feedback iswelcome at publisher@idrbt.ac.in.







        Hyderabad
                                                                                      Dr. A. S. Ramasastri
        September 01  , 2017                                                              Director, IDRBT



        Banking Technology in India : Present Status & Future Trends                                        01
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